Why Pre-Qualification is Important

It's important to visit with a mortgage loan pro early, even if you haven't decided the sort of home to look for. What for? When you don't know yet how much house you want to qualify for, how could we help?

We Can Help You Pre-Qualify

Our mortgage professionals can help you determine how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. This process outlines your finances - your debt, income, employment, and down payment money, among other things. It is a short, thorough process with minimal risks for papercuts.

We give you a Pre-Qualification Letter after you qualify, which says that we're confident you'll qualify for up to a predetermined amount of mortgage loan dollars.

Pre-Qual Power

Holding your pre-qualification letter, some advantages are yours once you find the house you want to make an offer on. The first is that you will know the amount you'll be able to afford when calculating the offer. Even more important to the seller of the home, your pre-qualification gives them confidence - as if you had come into their house with a bag of cash to make the offer! They need not wonder if they're wasting their time if you can't have the ability to qualify for a high enough mortgage. The seller of the home won't worry if he can trust you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed mortgage loan amount won't be something for them to be concerned about. You can have the sway of a buyer ready to make the purchase right now!

We will help you with your pre-qualification

Our mortgage professionals will help you calculate how much of a loan you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. This process takes you through your finances - your debt, income, job, cash available for down payment, among other things. It's a quick, thorough process with minimal risks for papercuts.

One on one

You can always use the calculators available on this site to calculate how much mortgage you'll be able to afford - but it's also important to talk with one of our mortgage professionals. For one thing, you will need a Pre-Qualification Letter! Next, we can review your mortgage options to be sure you are in the best one. We're eager to hear from you: contact us at 718-441-7000.